The Belgian weather can be completely unpredictable. Unlike damage caused by hail, not all damage resulting from flooding is covered by insurance. LeasePlan would therefore like to spell out the possible consequences of this for lease cars. 

If motorists encounter flooding while driving, they should adhere to the following guidelines: 

  • When driving your vehicle through water, you can create a backwash. This is certainly the case when the front bumper touches the water, but the effect can also occur earlier. The water is pushed forward ahead of your vehicle, increasing the risk of the air intake sucking it in and causing the engine to seize. If this happens and the engine stalls, under no circumstances should it be started again. 
  • A vehicle that is parked in a flooded area must not be started either, even if the water has already receded. 

The depth of tread on a new tyre is about 8 mm. If you drive through water or a puddle where the water level is higher than the depth of tread, it is very likely that you will have an accident as a result of aquaplaning.

It’s better to avoid situations like these, of course. That's why LeasePlan recommends that, where you cannot see either the road itself or the roadside, you should not continue but should stop the car and/or turn around. If you cannot turn around, turn off the engine immediately. 

In short: a vehicle that has entered the water must be towed away in order to avoid substantial additional damage. Even if you can see the edge of the road, it is not recommended to drive into a puddle where the water level is higher than the depth of tread on your tyres. If you decide to continue regardless of these guidelines, your insurance will not cover any ensuing damage.